See What's Coming Before It Hits
One screen shows the paychecks, bills, and subscriptions headed for your accounts over the next 14 or 30 days, with your expected net cash flow already done for you.
Expected income at the top, bills and subscriptions below, and the net of the two in one number.
Your Financial Weather Report
14 & 30-Day Forecast
See the bills, subscriptions, and paychecks expected to hit your accounts over the next two weeks or the next month. Switch between windows with one tap.
Expected Net Cash Flow
Money in minus money out, totaled for the window you're looking at. One number that tells you whether the next few weeks are a surplus or a squeeze.
Paycheck-Aware
Your funding schedules and detected income feed the same forecast, and Cake is smart about not counting the same paycheck twice.
Bills Due From Your Slices
Bill slices with due dates show up right in the forecast, with funding progress, so you can see whether the money will be there when the bill lands.
What Feeds the Forecast
The forecast pulls from three places, merged into one timeline:
Detected Recurring Charges
- Streaming services
- Phone & internet
- Insurance
- Memberships
Your Paychecks
- Funding schedules
- Detected recurring income
- Multiple jobs
- Any pay frequency
Bill Slices Coming Due
- Rent & mortgage
- Utilities
- Credit card payments
- Anything with a due date
Subscription Tracking Built In
A dedicated Subscriptions screen shows every recurring charge Cake has detected, what each one really costs per month, and when it will charge you next.
The monthly total, the yearly cost, which card each one bills to, and when it charges next.
Automatic Detection
Recurring charges are spotted from your real bank activity. No manual entry required to get started.
- Detected from your connected accounts
- Merchant, category, and account for each one
- Billing frequency, from weekly to annual
- Predicted next charge date
The Real Cost, Totaled
Every subscription normalized to a monthly cost, so the total is honest even when billing cycles aren't.
- Monthly total across all subscriptions
- Yearly cost projection
- Ranked by cost, biggest first
- Average amount vs. most recent charge
You Stay in Control
Detection does the heavy lifting, and you can fill in whatever it misses.
- Add subscriptions manually
- Filter by account
- Full charge history per subscription
- See amount changes at a glance
Why a Forecast Beats a Rearview Mirror
Without a Forecast
- ๐ฌ The annual renewal you forgot lands the day before rent
- ๐ค "Can I afford this week?" means checking three apps and doing math
- ๐ธ Subscriptions quietly add up across accounts and billing cycles
With Upcoming Activity
- ๐ฎ Every expected charge is on one timeline before it happens
- ๐ฐ Net cash flow for the next two weeks or month is one glance
- ๐ The true monthly and yearly cost of your subscriptions, totaled
Built for Brains That Live in the Present
Time blindness is real: if a bill isn't in front of you, it doesn't exist until it hits. Upcoming Activity puts the next two weeks in front of you, so future-you stops getting ambushed by predictable charges.
Or Just Ask
"What bills are coming up this week?" and "What subscriptions am I paying for?" are one question away with Chat with Cake, answered from the same forecast.
Ready to see what's coming?
Connect your accounts and your forecast builds itself from your real activity.
14-day free trial โข No credit card required โข Cancel anytime