Documentation

Create your first budget slice in Cake Budget: pick a type (spending, bill, or savings), set a target, fund it, and let automation keep it filled for you.

Step-by-step guide to connecting your bank to Cake Budget through Plaid: what access it grants, how transactions import, and fixing broken connections.

Connect a US or Canadian bank that Plaid can't reach by pasting a SimpleFIN setup token into Cake Budget: what it costs, what syncs, and how to reconnect or disconnect.

Connect a bank in the UK, Europe, New Zealand, Brazil, or Asia, or a North American bank Plaid can't reach, by sending its feed from Lunch Flow to Cake Budget: what it costs, what syncs, and how to reconnect.

What works, what it costs, and what's different when you budget in pounds or euros: bank connections through Lunch Flow, currency display, sync timing, and the honest limits.

The philosophy and mechanics of envelope budgeting: why assigning money before you spend it works, and how Cake Budget automates the method with slices.

Pick from Cake Budget's eight themes (Default, Claude, Amethyst, Caffeine, Bubblegum, Ocean Breeze, Kodama Grove, and Sunset Horizon) with light, dark, and system modes.

Deep dive into how Cake Budget's debt payoff plan works — the two numbers, snowball vs avalanche, and why the design fights shame instead of adding to it

Deep dive into funding schedules: how Cake Budget detects paychecks, even ones arriving early, funds slices automatically, and recovers missed occurrences.

Deep dive into Cake Budget's rules engine: AND/OR conditions, actions like slice assignment and round-ups, execution order, and how rules handle imports.

Every way to assign transactions to slices in Cake Budget: manual edits, automation rules, and bulk actions, plus how reassignments restore slice balances.

Budget with income from multiple jobs or gig work: separate funding schedules per income source, paycheck-specific slice funding, and variable income tips.

Chat with Cake answers questions about your budget, spending, savings, and debt using your real numbers: ask in plain language, get specific answers back.

Create custom transaction categories that match how you actually spend, then use them in automation rules, filters, and insights across your Cake Budget.

Create rules that categorize transactions, assign them to slices, round up spare change, and more, automatically, using AND/OR conditions you fully control.

How to move money between slices or back to Safe to Spend in two taps, and what happens to balances, history, and automation every time you move funds.

Set up your debt payoff plan in Cake Budget: add your debts, choose snowball or avalanche, set an extra payment amount, and automate the plan end to end.

Split a paycheck or any deposit across your slices in one step, in dollars or percentages, with no funding schedule. Built for contractors, gig workers, and anyone paid on no fixed day.

Set up a funding schedule so your paycheck funds your budget slices automatically the moment it lands, including splitting rent and bills across paychecks.

Set up auto-contributions that move money into your slices on a daily, weekly, or monthly schedule: calendar-based saving that runs without you remembering.

Automate monthly bills with recurring slices: target dates advance on schedule and balances roll over, reset to zero, or reset to an amount that you choose.

Step-by-step guide to sharing slices with family members: sending invitations, choosing viewer or contributor access, and managing who can see each shared slice.

How to split one transaction into multiple parts with different slices and categories, so shared purchases like a Target run get budgeted accurately in Cake.

Edit, categorize, assign, or delete many transactions at once with bulk actions. Save time cleaning up imports and reorganizing your budget history in Cake.

Filter transactions and spending data by date range to analyze specific periods: months, paycheck cycles, trips, or any custom window you want to examine.

Install Cake Budget on your iPhone, Android, or desktop as a progressive web app: a home screen icon, faster loading, and offline support, no app store needed.

Control every email Cake Budget sends: rule and funding notifications, weekly insights, and reminders, with one-click unsubscribe from any single category.

How to track cash or an unsupported bank in Cake with a manual account, add transactions by hand, and what happens to balances, slices, and rules when you do.

Set up a monthly budget reminder email with personalized insights, so reviewing and planning next month's budget becomes a habit you don't have to remember.

How Cake Budget calculates whether each slice is ready, on track, behind, or past due, using your funding schedules, auto-contributions, and target dates.

Technical deep dive into recurring slices: how target dates advance on schedule and the three balance reset policies of keep, reset to zero, and reset to amount.

The exact math behind Safe to Spend: account balances minus slice balances, how credit cards and pending transactions count, and worked examples in detail.

Spending slices are envelopes for everyday categories like groceries and gas: fund them each paycheck, spend against them, and always know what's left over.

How to use the month calendar on the Upcoming page: what each day shows, how past days work, and how far it looks ahead.

Set a monthly spending limit and track against it without setting money aside: tracking-only slices give visibility on categories you don't want to envelope.

Follow a transaction through Cake Budget: bank sync via Plaid, rule evaluation, slice assignment, notifications, and how edits or deletions affect balances.

What Safe to Spend means and how to read it: the one number showing what's actually free after your slices are funded, with green, amber, and red states.

Your first week with Cake Budget: reviewing what onboarding built for you, tuning rules and funding schedules, and the small habits that make budgets stick.

Frequently asked questions about Cake Budget: envelope budgeting basics, pricing and trials, Plaid bank connections, data security, and managing your account.

How Cake Budget connects to your bank through Plaid: read-only access, encrypted tokens, real-time webhook syncing, and what happens when you disconnect a bank.

Cake Budget pricing explained: Starter, Budget Pro, and Family tiers, what each includes, bank connection limits, annual discounts, and the 14-day free trial.

How Cake Budget protects your financial data: encryption at rest and in transit, read-only Plaid connections, no credential storage, and your privacy choices.